Whole Life Insurance is a product that has been around for a long time. Some people love it, and some people hate it. We have found that whole life insurance policies produce high cash value for consumers if two things are consistent: company selection and policy design. History has proven one thing to be consistent with whole life insurance. Individuals and corporations that want maximum cash value have the following:
A whole life policy with the these two things will result in:
You can use your compounding cash value as a means of financing instead of going to banks and lenders for capital. You do not need to qualify for loans—interest is paid to the insurance company, and payments are optional.
*Cash Values may be accessed tax-free. However, the cash value in a life insurance policy may be taxable in certain situations. We recommend that you consult with an agent or your tax advisor for more information. None of the above is tax advice.
Although the wealthy do use whole life insurance, they’re mainly interested in it for the cash value. Learn how the rich, banks, and corporations use cash value life insurance and how you can do the same thing. This video walks through a case of how an ultra-wealthy couple and a bank set up a policy. We walk through what they did and how anyone with any money can accomplish the same thing. Interested? Our whole life insurance agency can help.
Real estate investors have successfully used whole life insurance as a means to enhance their real estate portfolio. The main reasons why are:
Our whole life insurance company specializes in working with engineers, data scientists, financial analysts, CPAs, CFOs, IT professionals, whole life insurance experts and agents, and anyone who enjoys the numbers and wants to understand how to maximize the cash value & death benefit of a policy. We aim to make a policy as transparent as possible. If you’re interested, we can help you, no matter if you’re from Florida, New York, or somewhere in between!